Savings Accounts

Carpathia Credit Union Savings accounts allow you to earn higher interest while having full access to your account.

Premium Savings Expand/Collapse


  • Interest is calculated on the daily closing balance, paid on last day of each month
  • $1.50 per debit (one free debit per month)
  • No maintenance fee
  • No minimum deposit required

Xtreme Savings Account Expand/Collapse

Carpathia Xtreme Savings Account 

A flexible high interest savings account developed with the most Xtreme savers in mind - the more you save, the more you gain! Highly competitive rate (comparable to a current one year term rate).

  • Interest calculated on minimum monthly balances (paid monthly)*
  • No monthly maintenance fees
  • One free debit* allowed per month
  • Accessible via branch services and online
  • Available to all personal members
  • Descriptive monthly statement available

Minimum monthly balance of $10,000 required to remain eligible for the preferred rate.

This account, including interest, qualifies for participation into Carpathia's Member Equity Plan, which pays a portion of the Credit Union's earnings to its members based on their patronage.

View account rates here.

*If the account is opened after the 1st of the month, the minimum monthly balance for that month would be $0

Plan 24 - Daily Savings Expand/Collapse

Plan 24 is our daily interest savings account.

  • Interest is calculated on the daily closing balance and is paid monthly

The following fees apply:

Counter withdrawals (two free per month)  $0.65
Internet bill payments $0.65
Interac direct payment $0.65

Property Tax Savings Account Expand/Collapse

This account allows you to save throughout the year for your property taxes. Monthly transfers can be established from your chequing or savings account.


  • Interest is calculated on the daily closing balance and is paid to the account monthly
  • No withdrawal privileges except for property tax payments

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