Effective July 21, 2010
Click here to download a PDF document for NWCU Business and Personal Banking Rates
CHEQUING
| Premium Chequing |
| $0 - $999.99 | 0.00% |
| $1,000.00 - $4,999.99 |
0.05% |
| $5,000.00 - $9,999.99 |
0.05% |
| $10,000.00 - $24,999.99 |
0.10% |
| $25,000.00 + |
0.15% |
| Golden Chequing |
| $0 - $999.99 |
0.00% |
| $1,000.00 - $4,999.99 |
0.05% |
| $5,000.00 - $9,999.99 |
0.05% |
| $10,000.00 - $24,999.99 |
0.10% |
| $25,000.00 + |
0.15% |
SAVINGS
| Savings Type |
| Insured Savings | 0.15% |
| Regular Savings | 0.15% |
| Plan 24 Savings | 0.15% |
| Tax Savings | 0.15% |
| Fat Cat & Headstart Savings |
0.50% |
| Lawyers Trust |
0.25% |
| Premium Savings |
| $0 - $4,999.99 | 0.15% |
| $5,000.00 - $9,999.99 |
0.25% |
| $10,000.00 - $49,999.99 |
0.50% |
| $50,000.00 + |
0.75% |
INVESTMENTS
| Short Term GIC's |
| 30 - 59 Days |
0.30% |
| 60 - 89 Days |
0.40% |
| 90 - 179 Days |
0.50% |
| 180 - 364 Days |
0.65% |
| Long Term GIC's |
| 12 Months |
2.00% |
| 24 Months |
2.45% |
| 36 Months |
2.75% |
| 48 Months |
2.90% |
| 60 Months |
3.45% |
| RRSP/ RRIF/ TFSA Investments |
| RRSP & RRIF - Variable |
1.00% |
| RRSP & RRIF - 12 Months |
2.00% |
| RRSP & RRIF - 24 Months |
2.45% |
| RRSP & RRIF - 36 Months |
2.75% |
| RRSP & RRIF - 48 Months |
2.90% |
| RRSP & RRIF - 60 Months |
3.45% |
| Less than $5,000 will be discounted accordingly (0.50%) |
US ACCOUNTS
| US Savings |
| $0 - $2,999.99 |
0% |
| $3,000.00 - $4,999.99 |
0% |
| $5,000.00 - $9,999.99 |
0.05% |
| $10,000 + |
0.05% |
| US Term Deposits - Min $1,000; Max $25,000 |
| 30 - 179 Days |
0.10% |
| 180 - 364 days |
0.10% |
| 1 Year |
N/A |
SPECIALS
| ESCALATOR GIC/ RRSP/ RRIF/ TFSA* |
| 1st Year |
1.90% |
| 2nd Year |
2.30% |
| 3rd Year |
2.90% |
| 4th Year |
4.00% |
| 5th Year |
6.00% |
* (
redeemable on anniversary - min. $1,000)
| RRSP/ RRIF/ TFSA Special |
| Check for specials soon! |
|
| GIC Special |
| Check for specials soon! |
|
VARIABLE LENDING RATES
| Loan/Mortgage Rates |
| Variable Loan Rate |
3.50% |
| Variable Consumer Mortgage Rate - VLR + |
3.50% |
| Comm. & Non-Owner Occupied Mortgages - VLR + 1.00% |
4.50% |
MORTGAGES
| Residential Mortgages (owner occ.) - Best Rate |
| 5 Year Variable closed mortgage |
3.25% |
| 6 Month Term (Open) |
4.19% |
| 12 Month Term (Open) |
4.39% |
| 6 Month Term |
3.49% |
| 12 Month Term |
3.49% |
| 24 Month Term |
3.99% |
| 36 Month Term |
4.09% |
| 48 Month Term |
4.19% |
| 60 Month Term |
4.19% |
| Commercial Mortgages (Comm. & non-owner occ.) - Best Rate |
| 12 Month Term (Open) |
5.99% |
| 12 Month Term |
5.29% |
| 24 Month Term |
5.59% |
| 36 Month Term |
5.69% |
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