NWCU Current Rates

Effective July 13, 2017

Click here to download a PDF document for NWCU Business and Personal Banking Rates

CHEQUING

Regular Chequing 0.00%



Premium Chequing
$0 - $999.99 0.00%
$1,000.00 - $4,999.99 0.05%
$5,000.00 - $9,999.99 0.05%
$10,000.00 - $24,999.99 0.10%
$25,000.00 + 0.15%



Golden Chequing
$0 - $999.99 0.00%
$1,000.00 - $4,999.99 0.05%
$5,000.00 - $9,999.99 0.05%
$10,000.00 - $24,999.99 0.10%
$25,000.00 + 0.15%



SAVINGS

Savings Type
Insured Savings 0.00%
Regular Savings 0.10%
Plan 24 Savings 0.10%
Tax Savings 0.10%
Fat Cat & Headstart Savings 0.25%
Lawyers Trust 0.10%



Premium Savings
$0 - $4,999.99 0.10%
$5,000.00 - $9,999.99 0.20%
$10,000.00 - $49,999.99 0.25%
$50,000.00 + 0.75%



INVESTMENTS

Short Term GIC's*
30 - 59 Days 0.00%
60 - 89 Days 0.00%
90 - 179 Days 0.00%
180 - 364 Days 0.00%
* Please check back later  

 

Long Term GIC's*
12 Months 1.75%
24 Months 1.80%
36 Months 1.90%
48 Months 2.05%
60 Months 2.10%
* less than $1,000 will be discounted 0.50%  



RRSP/ RRIF/ TFSA Investments*
RRSP & RRIF - Variable 1.00%
RRSP & RRIF - 12 Months 1.80%
RRSP & RRIF - 24 Months 1.90%
RRSP & RRIF - 36 Months 1.95%
RRSP & RRIF - 48 Months 2.10%
RRSP & RRIF - 60 Months 2.20%

* RRSP min. $1,000; RRIF min. $5,000;
   any amount less will be discounted by 0.50%

US ACCOUNTS

US Savings - Min Balance $100
$100 - $2,999.99 0.05%
$3,000.00 - $4,999.99 0.10%
$5,000.00 - $9,999.99 0.10%
$10,000 + 0.15%

 

SPECIALS

ESCALATOR GIC/RRSP/RRIF/TFSA*
1st Year 1.70%
2nd Year 1.80%
3rd Year 2.00%
4th Year 2.30%
5th Year 3.00%

* redeemable on anniversary - min. $1,000

 GIC/RRSP/RRIF/TFSA Special*
*Please check back later  
   

 

Redeemable GIC/RRSP/RRIF/TFSA Special*
12 Months - redeemable after 30 days 1.60%
18 Months - redeemable after 90 days 1.75%

* min. $1,000

LENDING RATES

Loan/Mortgage Rates
Variable Loan Rate 3.70%
Variable Consumer Mortgage Rate - VLR 3.70%
Comm. & Non-Owner Occupied Mortgages - VLR + 1.00% 4.70%



MORTGAGES

Residential Mortgages (owner occupied) - Best Rate
5 Year Variable closed mortgage 3.45%
Variable Consumer Mortgage Rate - VLR 3.70%
6 Month Term 2.89%
12 Month Term 2.69%
24 Month Term 2.79%
36 Month Term 2.84%
48 Month Term 2.89%
60 Month Term 2.99%



Commercial Mortgages (commercial & non-owner occupied) - Best Rate
12 Month Term 3.79%
24 Month Term 3.84%
36 Month Term 3.89%

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